The Kind of Partner You’ve Wanted But Couldn’t Find

It shouldn’t have been difficult to find but has been until now—a transparent and collaborate partner offering a refreshing, ‘A-’ rated alternative to the current players in the market. Applied Warranty & Insurance Services is that alternative, poised to satisfy a growing demand for products through profitable, fast-to-market solutions. We are a licensed obligor service warranty provider and offer Contractual Liability Insurance Programs (CLIPs) securing financial responsibility of service contracts.

Applied Warranty & Insurance Services has the uncommon capability to offer both obligor and non-obligor services, so we can partner with leading TPAs without directly competing with them. Having this level of flexibility along with ‘A-’ rated insurance backing ensures every contract in force results in solutions that our partners know will help them fulfill their promises to customers.



Product Details

  • Service contracts covering mechanical and electrical failure on consumer electronics, appliances, power tools, lawn and garden equipment, jewelry, and furniture
  • Distribution through our administrators who offer programs to retailers and manufacturers
  • Applied Warranty & Insurance Services is the licensed “Obligor” for service warranty and home warranty
  • The insurance carriers of the North American Casualty Co®, rated ‘A-’ (Excellent) by AM Best, issue contractual liability insurance policies to Applied Warranty & Insurance Services to fulfill financial requirements
  • CLIPs filed and approved in all states

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Offered through Admitted carriers, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.

©2025 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.